Jeweler's Mutual, the company that ensures us as a store, also offers personal jewelry insurance. 9 times out of 10, when we ask our customers if they have their jewelry insured, their answer is, "It's all taken care of through my homeowner's policy." We then always encourage that you go through a separate insurance company or get a separate policy. Too often we see customers who have relied on homeowner's insurance, only to find out that their policy only includes jewelry losses up to $1,000.00. Jeweler's Mutual is not connected with our store at all, we receive no pay or cut back for recommending them; we just want to make sure that your jewelry is well taken care of. You can even visit JewelersMutual.com to get a quote on insuring your pieces. It only takes minutes, but can save you your peace of mind as well as potentially thousands of dollars down the road. Make sure that your policy covers your pieces before it's too late.Many insurance companies require a current written appraisal on your jewelry in order to insure you. Usually, the appraisal needs to have been done in the last 5 years. Also, most insurance companies now require a "retail replacement value" instead of the "appraised value". If your appraisal does not meet these requirements, or if you need to get an appraisal for the first time on your jewelry, just give us a call. We have a GIA certified apraiser on hand to make sure that your documents are correct and valid.
Bring your pieces in today to be appraised. You certainly will not regret it.
No comments:
Post a Comment